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Dhanayoga in the 12th House

Combinations of Rajayogas and Dhanayogas occurring in trik houses acquire a new meaning in today’s day and age. If we apply the same principle as written in shastras we can go wrong. Therefore, as said by Sh. K.N Rao apply principles from classics liberally and not literally.

Lets us understand this with an example:

Chart of a businessman born in 1964

Notice the following yogas:

Sasha Yoga: Saturn in own house(mooltrikona) in 10th

Malavya Yoga: Venus in own house in lagna as lagna lord. Notice the degrees of Venus and ascendant

He has concentration of planets in the 12th House: Mer(R), Jupiter and exalted Sun

This concentration of planets in the 12th house forms rajayoga and multiple dhanayogas aspected by a yogakaraka Saturn which is in turn in its mooltrikona sign. Also, notice the exchange of 11th and 12th lords. This makes the 12th house very powerful.

Let us look at the dasha pattern along with navamsa:

Career: Second half of Dasha of Rahu was uneventful for him as he did a lot of hardwork but had very little to show for it. He was doing a business related to educational materials.

Jupiter Mahadasha: Post 2000 as he was in the beginning of the dasha of Jupiter he started to get contracts for exports. Notice this Jupiter participating in all the dhanayogas and rajayogas and in the 12th house of exports.

For Taurus lagna, Jupiter is a malefic as it owns the eighth and the eleventh houses and placed in the twelfth. Throughout the Jupiter dasha he got one contract after another and built a high sustaining business around it and has earned in millions.

The blemish of Jupiter came to him as a health issue in Jupiter Venus period which was very serious for a couple of years, but he overcame that and now is in good health. Therefore, Jupiter did give its effects as the eighth lord and Venus AD is the sixth lord as well.

He continues to do better in his Saturn Mahadasha which is also the yogakaraka.

This is an example of Dhanayogas and Rajayogas in the 12th house giving extremely positive results for the native.

Dashamsha confirms the rise as all the planets involved are strong and participate in multiple Rajayogas.
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Case Study 01: Vehicular Accident/D-16

Vehicular Accident

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This individual met with a bike accident in the dasha of Jup/Mar/Rahu.

Promise: Connection of 4 and 6 Houses/lords is one of the criteria for vehicular accidents. In this case 6th lord Sat is in the fourth house.

So the promise of accident is there.

Venus the karaka is comfortably sitting in its mooltrikona sign but is in paapkartari also aspected by jup the eighth lord.

Check D-16 as 4th house in D-1 can mean many other things aswell, so we confirm in D16 as it is the chart for conveyances.

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Here 4th lord of D1 and 6th lord of D1 are conjuct in the 8th house which is the 6th house of D1 confirming the chances of accident.

*Studying D1 lords in D16 shows us the picture more clearly in this case.

Now the question comes When?

Well, it can be in the antardashas of Saturn(6th Lord) or Mars(4th Lord). Both are in the 8th house in D16.

Dasha at the time of accident: Jupiter/Mars/Rahu. This individual met with a bike accident and damaged his left knee and feet for life and underwent 5 major surgeries.

Jupiter: Eighth lord of D1 also a maraka as it is sitting in the seventh house.

Mars: Planets do give results as per their natural karakatwas, in this case Antardasha of Mars led to an accident. Mars is the lord of fourth house of vehicles where 6th lord is placed.

Rahu’s Pd gave the final blow as it is in the 8th house in D1 and aspected by Mars/Mer.

JupMars dasha is a dasha of 6/8 axis in D16 with the 6th lord Mars aspecting Jupiter with its eighth aspect.

This individual has to be careful in Sat/Mars Dasha too as there is a chance of another accident.

On the day of transit 6 planets were in the second house from lagna of D1 i.e in Virgo aspecting the 22nd dreshkona.

New things to learn in this example:

Technically the dasha of Jup/Mars should have been excellent for him as it was his yogakaraka dasha but it wasn’t the case.

D16 gave us a clearer picture about the accident.

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